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Your Expert Guide to Buick & GMC Financing in Dublin, OH

GMC Financing

Author: Ricart Buick GMC

Deciding how to pay for your next Buick or GMC is just as important as choosing the right model to navigate the streets of Dublin or handle an unpredictable Ohio winter. The choice between financing and leasing can appear complicated, but understanding their fundamental differences is the key to selecting the right path for your lifestyle and budget. With a legacy built on integrity, value, and a commitment to treating customers like family, the team at Ricart Buick GMC has helped thousands of drivers from Columbus to Powell make this decision confidently, and we're here to share that expertise with you.

Key Takeaways (TL; DR)

  • Ownership Path vs. Flexible Use: Financing a Buick or GMC leads to outright ownership and building equity with each payment you make. Leasing functions more like a long-term rental, providing lower monthly payments and the ability to drive a new vehicle every few years.
  • Driving Conditions in Central Ohio: Whether you finance or lease, a Buick or GMC is an exceptional choice for life in the Dublin area. Available All-Wheel Drive (AWD) delivers confidence during slick winter commutes on I-270, while modern fuel efficiency helps manage costs on daily drives along Sawmill Road or during rush hour on US-33.
  • The Power of Preparation: Having key documents ready before visiting the dealership, such as proof of income and a valid Ohio ID, helps make the financing or leasing process significantly faster and more efficient.
  • Your Credit's Influence: Your credit history is a primary factor that shapes the interest rates and terms you can secure. A strong credit profile is your most valuable asset for unlocking favorable financing conditions and reducing the total cost of your vehicle over time.
  • The GM Financial Advantage: As the official financing partner for Buick and GMC, GM Financial offers a streamlined application process, competitive rates, and exclusive programs that are often unavailable through external banks or local credit unions.
  • Lease-End Flexibility: When your lease term concludes, you have several choices. You can purchase your current vehicle, lease or finance a new Buick or GMC, or simply return it and explore other possibilities that fit your evolving needs.
  • Available Savings Opportunities: General Motors provides various programs that can lower your total cost, including potential offers for recent college graduates from nearby universities like The Ohio State University and eligible members of the U.S. military.

What Is Vehicle Financing?

Is financing the right way to acquire a new car?

For many drivers across the Columbus metropolitan area, financing is the most familiar and direct path to vehicle ownership. This method involves getting a loan from a financial institution—like GM Financial, a local Columbus-area credit union, or a bank—to cover the vehicle's entire purchase price. You then make regular monthly payments to repay the loan principal and interest over a predetermined period, which is known as the loan term. When you finance a new 2026 Buick Encore GX or GMC Sierra 1500, you are on a clear course to owning it completely.

With every payment, you build equity, which is the portion of the car's value that belongs to you. Once the final payment is made, the lender releases its lien on the vehicle's title, and it officially becomes your property. This is an excellent option for drivers in Powell or Hilliard who intend to keep their vehicle for many years, want the freedom of unlimited mileage for trips to Hocking Hills or across the state, and desire the ability to customize their car or truck as they see fit.

How Does GM Financial Work?

Coastal Kia Dealership

What makes the official financing division for Buick and GMC unique?

GM Financial is the dedicated financing partner for General Motors brands, created to provide customers with a reliable, integrated, and simple payment experience. It acts as a convenient, one-stop solution available directly through authorized dealerships, offering competitive interest rates and specialized programs designed exclusively for Buick and GMC buyers. GM Financial works in close partnership with trusted dealerships like ours here at Ricart Buick GMC near Dublin.

After you have selected your ideal new 2026 Buick Enclave or GMC Acadia, you can apply for financing right here at our Dublin location or start the process online from the comfort of your home in Columbus. GM Financial will review your application, considering your credit history, income, and other financial details to determine your eligibility for a loan or lease. Because GM Financial is part of the General Motors family, it can often provide exclusive offers not found at external lenders, such as special Annual Percentage Rates (APRs) or loyalty bonuses for returning GM customers.

What Does Leasing a Buick or GMC Involve?

How is the vehicle leasing process structured?

Leasing a Buick or GMC can be thought of as a long-term rental agreement. Instead of your payments covering the vehicle's full purchase price, they cover its expected depreciation over a set period, typically between 24 and 39 months. The monthly lease payment is calculated based on the difference between the vehicle's initial value (the capitalized cost) and its projected worth at the end of the lease term—a figure known as the residual value. This payment also includes interest (called the money factor) and other relevant fees.

This payment structure frequently results in lower monthly payments compared to financing the same vehicle. Leasing is a superb choice for drivers who enjoy having the latest automotive technology and safety features every few years and prefer a lower, more predictable monthly transportation cost. It lets you enjoy a brand-new vehicle for your drives to the Dublin Irish Festival or for exploring the Bridge Park district without the long-term commitment of ownership.

What Are My Options When My Buick or GMC Lease Ends?

When your lease agreement expires, you are presented with three main paths that offer considerable flexibility. You can choose to purchase the vehicle you've been driving, begin a new lease or financing agreement on another Buick or GMC model, or simply turn in the keys and walk away. This freedom of choice is one of the most appealing aspects of leasing.

  • Purchase Your Leased Vehicle: If you have grown attached to your vehicle and it has served you well on Ohio's roads, you have the option to buy it. The purchase price is its predetermined residual value, which was established in your original lease contract, preventing any surprise price hikes. This can be a smart financial move if the vehicle's current market value, which you can research on Kelley Blue Book (KBB), is higher than its residual price.
  • Lease or Finance a New Vehicle: Many drivers view the end of a lease as the perfect chance to upgrade to a newer model with the latest features. You can return your current vehicle and seamlessly transition into a new lease or finance agreement for a 2026 model. GM often provides loyalty incentives to returning customers as a thank-you for their continued business.
  • Return Your Vehicle: If your needs have changed—perhaps you've moved closer to downtown Columbus and use COTA more, or your family has grown—you can simply return the vehicle. You will need to schedule a complimentary pre-return inspection to assess for any wear and use or mileage that goes beyond your contract's limits, which could lead to additional charges. After your account is settled, you are free to explore other transportation options.

What Are the Main Differences Between Financing and Leasing?

Financing and Leasing

The core difference between financing and leasing comes down to a single word: ownership. Financing is a journey that ends with you owning the vehicle, while leasing is an extended rental. This primary distinction affects everything from the size of your monthly payment to your responsibilities as a driver. Understanding these differences is essential for aligning your choice with your personal finances and driving habits in and around Dublin.

A driver who values building an asset and wants the freedom to add a trailer hitch for trips to Alum Creek Lake has different priorities than someone who prefers a new car every few years with minimal long-term responsibilities. For example, if you frequently take I-70 to Dayton or I-71 to Cleveland, the unlimited mileage of financing is a significant advantage. If your driving is mostly within Franklin and Delaware counties—commuting from Marysville to Dublin, for instance—the mileage limits of a lease might be a perfect and more affordable fit.

FeatureFinancing a Buick or GMCLeasing a Buick or GMC
OwnershipYou build equity and receive the car's title after the loan is paid off.You do not own the vehicle; GM Financial or the leasing company holds the title.
Monthly PaymentsPayments are typically higher because they cover the vehicle's full value plus interest.Payments are generally lower, as they only cover the car's depreciation during the lease term.
Upfront CostsA down payment of 10-20% is often recommended to lower your monthly payments and interest charges.You usually pay the first month's payment, a security deposit, an acquisition fee, and other initial costs.
CustomizationYou have complete freedom to modify your vehicle with accessories to suit your Ohio lifestyle.Modifications are generally not allowed, as the vehicle must be returned in its original condition.
MileageThere are no mileage restrictions, allowing you to drive as much as you want without penalties.Leases have annual mileage caps (e.g., 10,000 or 12,000 miles), with fees for exceeding the limit.
Wear & UseNormal wear and tear is expected, but excessive damage will reduce your car's trade-in or resale value.You are responsible for any wear and tear deemed beyond the "normal" standards defined in your lease contract.
End of TermYou own a valuable asset that you can keep, sell, or trade in for a new vehicle.You can return the vehicle, purchase it for its residual value, or start a new lease.

What Factors Shape My Financing or Lease Terms?

Several key elements combine to determine the financing or lease terms you are offered, with your credit score and down payment carrying the most weight. Lenders use this information to evaluate risk and decide the interest rates and conditions they can extend. A well-prepared application can result in substantial savings over the life of your agreement.

  • Your Credit Score: This three-digit number acts as a summary of your creditworthiness and is a primary indicator of your financial reliability. A higher score, generally 700 or above, typically unlocks more favorable interest rates. A lower score might lead to higher rates or require a larger down payment or a co-signer.
  • The Down Payment: Providing a larger sum of money upfront lowers the total amount you need to borrow. For financing, this creates a smaller loan, reduces the interest paid over the term, and results in a lower monthly payment. For leasing, this initial payment, known as a capitalized cost reduction, also works to decrease your monthly payments.
  • Loan or Lease Term Length: The duration of your agreement directly influences your monthly payment. A longer financing term, such as 72 or 84 months, will give you a lower payment but means you will pay more in total interest. In contrast, a shorter term, like 36 or 48 months, comes with higher payments but can save you a considerable amount in interest charges over time.
  • Vehicle Price and Type: The vehicle's negotiated price is the starting point for your loan or lease amount. Additionally, manufacturers like Buick and GMC often introduce more attractive promotional financing and lease deals for new models compared to pre-owned vehicles.
  • Your Income and Debt-to-Income Ratio: Lenders need to see proof of stable income to be confident that you can comfortably manage the monthly payments. They analyze your debt-to-income (DTI) ratio to ensure the new vehicle payment won't overextend your budget.

Are There Special Buick or GMC Programs I Can Use?

Yes, General Motors provides several special financing and lease programs aimed at helping specific customer groups save money. These initiatives offer rebates or preferred pricing for eligible buyers, making it more affordable to get behind the wheel of a new Buick or GMC. These programs are designed to reward loyalty and support valued members of our Dublin community.

  • GM College Program: Recent or soon-to-be college graduates may qualify for a bonus cash allowance on a new vehicle. You will typically need to show proof of graduation from a school like The Ohio State University or Columbus State Community College and have an offer of employment to be eligible.
  • GM Military Appreciation Program: As a thank you for their service, GM extends special pricing to eligible U.S. military personnel. This includes active-duty members, reservists, National Guard members, retirees, veterans within three years of their discharge date, and their qualifying spouses.
  • GM First Responder Program: Paid or volunteer Firefighters, Police Officers, EMTs, Paramedics, and 911 Dispatchers may be eligible for a bonus cash allowance toward the purchase or lease of a new Buick or GMC vehicle as a gesture of gratitude for their service.
  • Dealership and Regional Promotions: In addition to national offers from GM, local dealerships like ours in Dublin frequently run our own promotions. These might include exclusive lease specials on certain models or financing deals tailored specifically to drivers in Central Ohio.

For more detailed research on vehicle pricing, features, and expert reviews, Edmunds provides valuable tools and insights.

How Do I Apply for a Buick or GMC Loan or Lease?

GMC Loan or Lease

Applying for GM financing or a lease is a simple process you can begin online or complete here at our dealership in Dublin. A great first step is to get pre-qualified, which gives you an estimate of what you may be able to afford without affecting your credit score. Preparing your necessary documents ahead of time will ensure the application is as quick and smooth as possible.

Here is a simple guide to the process:

  • Get Pre-Qualified Online: Our dealership website, along with the official GM Financial site, features a user-friendly pre-qualification tool. By entering some basic financial information, you can see potential rates and terms in just a few minutes.
  • Gather Your Documents: To submit a full credit application, you will need several key documents. These typically include a valid Ohio driver's license, proof of income (like recent pay stubs), proof of residence (a recent utility bill is ideal), and proof of auto insurance.
  • Complete the Full Application: You can fill out the more detailed credit application online from home or sit down with our finance team in person. This step does involve a "hard" credit inquiry, which is recorded on your credit report.
  • Review and Sign the Contract: Once your application is approved, our finance manager will walk you through the loan or lease agreement. This is the ideal time to ask any final questions about the APR, term length, monthly payment, and any optional vehicle protection plans before you sign.

Is It Better to Pay with Cash or Finance a Car?

Paying for a vehicle with cash means you own it immediately without any monthly payments or interest charges, which is a powerful financial position. However, it also means using a large part of your savings that could otherwise be allocated to other investments, your emergency fund, or home improvements.

Financing, by contrast, allows you to keep your savings liquid while still driving a new, reliable vehicle. With the competitive interest rates often available from GM Financial, financing can be a strategic financial choice. It allows your savings to potentially grow in an investment account at a rate that might outpace your auto loan's interest rate, letting your money work for you. The best choice ultimately depends on your personal financial situation, your long-term goals, and your comfort level with taking on debt.

How Does Ohio's Vehicle Sales Tax Work?

When you buy a vehicle in Ohio, you are required to pay a state and county sales tax. For a vehicle purchased from a dealership in Dublin (which spans Franklin, Delaware, and Union counties), the applicable sales tax is calculated based on the net purchase price of the car. This tax applies whether you are financing, leasing, or paying with cash.

This tax is collected by the dealership at the time of the sale. The revenue from this tax helps fund important state and local government services, contributing to the maintenance of the infrastructure we all use, from local roads in Powell to major highways like the I-270 outerbelt and US-33 that connect our communities.

What Are the Pros and Cons of Each Payment Method?

Pros and Cons

Choosing between financing and leasing involves weighing the benefits and drawbacks of each option against your unique needs and Ohio lifestyle. Financing provides the long-term advantage of ownership and building an asset, while leasing offers the short-term benefits of lower payments and driving the newest models. There is no single "best" answer; the right path is the one that aligns with your life.

Think about how long you plan to own the car, how many miles you drive annually on your commute from Marysville, and whether owning an asset is more important to you than the convenience of having a new vehicle every few years.

Pros of Financing a Buick or GMC

  • You Own It: After the final payment, the car is entirely yours to keep, sell, or trade in.
  • No Mileage Penalties: Drive as much as you want, wherever you need to go, without the worry of overage fees.
  • Freedom to Personalize: You can add accessories, from a sturdy roof rack for kayaks to all-weather floor liners for muddy boots after a day at Glacier Ridge Metro Park.
  • Build Equity: Each payment increases your ownership stake in a tangible, valuable asset.

Cons of Financing a Buick or GMC

  • Higher Monthly Payments: Your payments will be larger than a lease for the same model since you are paying off the entire value.
  • Long-Term Maintenance Costs: As the vehicle ages, you become responsible for all repairs after the factory warranty expires.
  • Depreciation: The vehicle's value will decrease over time, which affects its future resale value, a factor tracked by sources like Consumer Reports.

Pros of Leasing a Buick or GMC

  • Lower Monthly Payments: Enjoy a new vehicle for a more accessible, budget-friendly monthly cost.
  • Drive a New Car More Often: Access the latest models with advanced safety and tech features every few years.
  • Fewer Maintenance Concerns: Most lease terms align with the vehicle's factory warranty period, minimizing unexpected repair costs.
  • No Resale Hassles: At the end of the lease, you simply return the vehicle to the dealership and avoid the process of selling it yourself.

Cons of Leasing a Buick or GMC

  • No Ownership Equity: You are essentially renting the vehicle and will not have any equity when the lease term is over.
  • Mileage Restrictions: Exceeding the annual mileage cap results in expensive per-mile charges.
  • Wear and Use Fees: You could have to pay for damage considered beyond "normal" in your lease agreement.
  • No Customization: The vehicle must be returned in its original, unmodified state.

What Are Some Tips for Getting the Best Deal?

Securing the best possible deal on your Buick or GMC financing or lease depends on preparation, research, and smart timing. By becoming an informed and empowered customer, you can save a significant amount of money over the life of your agreement.

  • Check Your Credit Score First: Knowing your score in advance gives you a realistic idea of the rates you can qualify for. It also provides a chance to find and dispute any errors on your credit report that might be negatively affecting your score.
  • Shop Around for Financing: Do not just accept the first financing offer you get. Get pre-approved quotes from your personal bank or a local credit union to compare with the dealership's offer. This provides negotiating leverage and helps ensure you get a competitive rate. A resource like NerdWallet can help you compare lenders.
  • Time Your Purchase Strategically: Dealerships are often most motivated to make deals at the end of the month, quarter, or model year as they work to meet sales goals. Holiday sales events are also excellent times to find special promotional offers.
  • Negotiate the Vehicle Price First: The final price of the vehicle is the foundation for your entire transaction. Agree on the purchase price before you begin discussing financing or leasing terms to keep the negotiation process clear and transparent.
  • Understand All the Numbers: For a lease, focus on the capitalized cost (the car's price), the residual value, and the money factor (the interest rate). For financing, concentrate on the total loan amount, the APR, and the term length to fully grasp the true cost of borrowing. A reputable source for car values is the National Automobile Dealers Association (NADA).

Frequently Asked Questions (FAQs)

What credit score do I need for GM Financial in Dublin, OH?

While GM Financial works with a wide range of credit profiles, a prime credit score—generally considered 670 or higher—is often needed to qualify for the most favorable financing offers. To secure the best promotional rates, such as very low APR deals, a credit score above 720 is typically required for buyers in the Dublin and greater Columbus market.

Is it hard to get approved by GM Financial?

Approval is not necessarily difficult, as GM Financial seeks to help a broad spectrum of buyers. Securing a standard loan is generally more accessible than qualifying for top-tier promotional rates. Factors like a stable income, a reasonable down payment, and a low debt-to-income ratio will significantly boost your chances of approval.

Does Buick or GMC offer special financing promotions?

Yes, Buick and GMC frequently provide special financing with low APR on select new models for well-qualified buyers with excellent credit. These offers are usually for shorter loan terms (e.g., 36 or 48 months) and are often highlighted during national or regional sales events in the Dublin area.

Can you negotiate the price on a Buick or GMC lease?

Absolutely. You can and should negotiate the price of a leased vehicle. The vehicle’s selling price, also known as the capitalized cost, is a primary factor in calculating your monthly payment. Negotiating a lower capitalized cost will directly reduce your monthly lease payment and your total out-of-pocket expenses for the lease term.

About Ricart Buick GMC

About Ricart Buick GMC

For over 70 years, Ricart Chevrolet Buick GMC, our family-owned dealership, has been dedicated to serving the community with honesty and care. As the #1 volume GM dealer in central Ohio and a multiple Mark of Excellence award winner, we are committed to providing an exceptional experience for every customer. We make car buying easy with convenient services like home delivery, extended overnight test drives, and online purchasing. Our expert, certified technicians also provide top-tier service with amenities such as complimentary loaner vehicles and EV charging stations. At Ricart Chevrolet Buick GMC, we treat you like family, ensuring you receive trustworthy service and find the perfect vehicle for your needs..
 

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This configuration is particularly beneficial for drivers around Dublin, as it provides superior traction and stability, making it ideal for navigating wet or icy mornings and tackling hilly roads. Whether you're merging onto I-70 or managing daily commutes through local neighborhoods, the 4WD system ensures confidence and control. Enhanced Traction: The 4WD system delivers optimal grip, which is crucial during Ohio's snowy winters when roads can become challenging. Improved Stability: With a lower center of gravity, the Sierra EV maintains stability on winding roads, allowing for a more engaging driving experience. Versatile Performance: Whether you're hauling gear for a weekend trip or navigating busy streets in Powell, this drivetrain adapts seamlessly to your needs. Efficient Power Distribution: The intelligent power management system ensures that power is distributed effectively, enhancing efficiency and performance. Real-World Confidence: For daily commuters, the reliable 4WD system provides assurance during adverse weather conditions, so you can focus on your drive instead of worrying about traction. For detailed performance ratings and specific drivetrain options for each configuration, refer to the comparison table below. Additional insights and specifications are also available on the official GMC website. Trim Elevation Standard Range Denali Standard Range Elevation Extended Range Denali Extended Range AT4 Extended Range Year 2026 2026 2026 2026 2026 Fuel Type Electric Electric Electric Electric Electric Drivetrain 4WD 4WD 4WD 4WD 4WD EPA-Est. MPG City 75 75 75 75 EPA-Est. MPG Highway 61 61 61 61 EPA-Est. MPG Combined 69 69 69 69 Range 283 miles 283 miles 410 miles 410 miles 390 miles Engine Dual-Motor Electric Drive Unit Dual Electric Motors with 120-kWh Standard Range Battery Dual-Motor Electric (Front and Rear) Dual-motor Electric (Ultium Platform) Dual-Motor Electric Propulsion System Horsepower 605 hp 605 hp 645 hp 645 hp 625 hp Maximum Towing Capacity 8,500 lbs 8,500 lbs 12,500 lbs 12,500 lbs 12,300 lbs Specifications, features, pricing, and availability are subject to change without notice and may vary by vehicle configuration. Please verify all information with the dealership prior to purchase. What Technology and Safety Features Are Included? The 2026 GMC Sierra EV is equipped with cutting-edge technology and safety features that enhance every journey, making it ideal for navigating both local roads and highways around Dublin. GMC has made key features standard across all trims, ensuring exceptional value for drivers. At the heart of the Sierra EV's cabin is a state-of-the-art infotainment system. An 11-inch diagonal digital Driver Information Center and a 14-inch diagonal multi-color Head-Up Display keep you informed while maintaining a focus on the road. Wireless Apple CarPlay and Android Auto integration allow for seamless connectivity, complemented by an inductive wireless phone charging pad to keep your devices powered on the go. These features are designed to make your daily commute through Dublin's busy traffic more convenient and enjoyable. What is included in GMC Pro Safety? Every Sierra EV comes standard with GMC Pro Safety, a suite of advanced safety technologies meant to provide peace of mind for drivers and passengers alike. Standard Features on All Trims: This comprehensive suite includes: Automatic Emergency Braking: Helps prevent collisions by automatically applying the brakes if a potential crash is detected. Forward Collision Alert: Provides alerts when it senses a potential front-end collision. Lane Keep Assist with Lane Departure Warning: Helps prevent unintentional lane changes by providing steering assistance and warnings. IntelliBeam Headlamps: Automatically turns high beams on and off based on surrounding traffic conditions. New and Enhanced Features for the Sierra EV: In addition to the standard features, the Sierra EV introduces innovative tools designed for electric vehicle operation, such as: Rear Cross Traffic Alert: Alerts you to approaching traffic when backing out of parking spaces, making it ideal for tight spots around Dublin. Enhanced Parking Assistance: With advanced sensors, it simplifies parking maneuvers in crowded areas like shopping centers. What other advanced features are available? The Sierra EV offers additional premium features, particularly on higher trims, enhancing both comfort and functionality. Heated and Ventilated Seats: Standard on many trims, these ensure comfort during Ohio's hot summers and cold winters. Panoramic Fixed Glass Roof: Adds an airy feel to the cabin while providing an expansive view, perfect for family trips to the Scioto River. Premium Audio System: Higher trims feature a meticulously designed audio system, delivering an immersive sound experience for your favorite playlists during commutes. For complete safety ratings and features, the National Highway Traffic Safety Administration (NHTSA) is an essential resource for official data. Frequently Asked Questions (FAQs) What government incentives are available for buying an EV in Ohio? When purchasing an electric vehicle like the Sierra EV, you may qualify for federal tax credits, which can be significant depending on your income and the vehicle's specifications. Additionally, local programs and utility incentives may be available, so it's advisable to check for updated information from local providers and resources like Kelley Blue Book (KBB). How does the Sierra EV handle Ohio terrain and different driving conditions? The Sierra EV is well-equipped to handle Ohio's diverse terrain, including the highways around Dublin and city driving scenarios. Its powerful electric drivetrain provides excellent torque for quick acceleration on busy roads, while its design offers a smooth ride, making it suitable for both highway cruising and navigating city streets. Are there enough public charging stations in and around Dublin for EV owners? Yes, the public charging infrastructure in Dublin is expanding, making it increasingly practical for EV ownership. While many drivers charge at home, there are several charging stations located at shopping centers and public facilities throughout Dublin, ensuring convenient access to charging options. What is the warranty for the high-voltage battery in the Sierra EV? The high-voltage battery in the Sierra EV is backed by a robust warranty, covering 8 years or 100,000 miles, whichever comes first. This warranty protects against defects and ensures that the battery retains at least 70% of its original capacity during that time, giving drivers confidence in their purchase. What community services does Ricart Buick GMC provide to local residents? Ricart Buick GMC is deeply rooted in the community, offering services like home delivery, extended overnight test drives, and online purchasing, making car buying easier and more accessible for everyone. Their commitment to serving the Dublin area reflects their dedication to customer satisfaction and community engagement. How does Ricart Buick GMC ensure a family-friendly car-buying experience? At Ricart Buick GMC, the team ensures a family-friendly experience by offering amenities like complimentary loaner vehicles and EV charging stations. This approach not only enhances convenience but also highlights their commitment to accommodating the needs of families in the Dublin area. About Ricart Buick GMC For over 70 years, Ricart Chevrolet Buick GMC, our family-owned dealership, has been dedicated to serving the community with honesty and care. As the #1 volume GM dealer in central Ohio and a multiple Mark of Excellence award winner, we are committed to providing an exceptional experience for every customer. We make car buying easy with convenient services like home delivery, extended overnight test drives, and online purchasing. Our expert, certified technicians also provide top-tier service with amenities such as complimentary loaner vehicles and EV charging stations. At Ricart Chevrolet Buick GMC, we treat you like family, ensuring you receive trustworthy service and find the perfect vehicle for your needs. Related Articles: An Ohio Driver's Guide to Finding the Right Buick GMC Dealer

2026 GMC Hummer EV Pickup

Comprehensive Look at the GMC Hummer EV Pickup

Author: Ricart Buick GMC Welcome to your local guide on the Hummer EV Pickup, a vehicle designed to seamlessly integrate into your daily driving needs around Dublin, Columbus, and Powell. This all-electric pickup offers a range of features that cater to local driving conditions, from charging solutions to impressive performance on familiar roads like Riverside Drive and I-270. Whether you're commuting to work, running errands, or tackling weekend adventures, understanding how the Hummer EV Pickup fits into your life is essential. Here at Ricart Buick GMC, we've been proud to serve this community for years, providing insights and education on electric vehicles. This guide will address common questions and help you decide if the Hummer EV Pickup is right for your driving habits in the Dublin area. What is the Hummer EV Pickup? The Hummer EV Pickup is GMC's bold foray into the all-electric vehicle arena, marking a significant step toward mainstream EV adoption. Designed with versatility in mind, this pickup showcases GMC's innovative engineering while embracing a collaborative approach to its electric platform, allowing for future enhancements as technology evolves. Its striking design reflects a blend of rugged capability and modern sophistication, making it ideal for navigating Dublin's busy streets or cruising through the neighborhoods of Powell. Here are some of its standout features: All-Electric Powertrain: Experience instant torque and smooth acceleration, perfect for tackling both urban commutes and weekend adventures. Spacious Interior: Ample cabin space ensures comfort for you and your passengers, whether you're headed to the Ohio State University for a game or enjoying a scenic drive along the Scioto River. Advanced Safety Features: Equipped with state-of-the-art safety technologies, the Hummer EV Pickup enhances peace of mind during unpredictable winter weather on I-70 or I-71. Durable Design: Built to withstand the demands of daily life, its robust construction is ideal for the frequent stop-and-go of downtown Columbus. Off-Road Capability: With features designed for rugged terrain, you can confidently explore the natural beauty of nearby Hocking Hills. Impressive Towing Capacity: Whether hauling equipment for a family trip or towing a trailer, the Hummer EV Pickup meets your needs. For drivers around Dublin and beyond, this electric pickup not only offers a powerful driving experience but also aligns with the growing demand for sustainable transportation. To learn more about the Hummer EV Pickup and its features, visit GMC's official site. How does the Hummer EV Pickup compare in size to other GMC models? The Hummer EV Pickup stands out within GMC's lineup, offering a size that balances spaciousness and maneuverability. It's significantly larger than the Canyon, providing ample room for passengers and cargo while remaining manageable for city driving. Substantial Dimensions for Comfort: The Hummer EV Pickup boasts a wheelbase that exceeds the Canyon by over 10 inches and is wider by approximately 6 inches. This means a more spacious interior, especially for backseat passengers, creating a comfortable environment for both daily commutes and longer journeys. Designed for Practicality: As a dedicated pickup, the Hummer EV prioritizes cargo capacity alongside passenger comfort. Its truck bed provides significant storage space, making it ideal for weekend trips or transporting gear without sacrificing passenger room. This design is perfect for families or individuals needing versatile space for activities, from sports gear to outdoor adventures. For drivers navigating areas like Dublin's Riverside Drive or commuting to Ohio State University, the Hummer EV Pickup offers the perfect blend of size and functionality. While it excels on highways like I-70 for smooth cruising, its dimensions also make it suitable for parking in tight spots around downtown Columbus. What are the key design features of the Hummer EV Pickup? The Hummer EV Pickup combines rugged design with modern technology, making it an ideal companion for drivers navigating Dublin's streets or enjoying scenic drives around Columbus and Powell. Exterior Themes Striking Color Options: Available in Lunar Horizon and Lunar Shadow themes, enhanced with Tech Bronze accents, the Hummer EV Pickup stands out on any road. Removable Roof Panels: Enjoy the open air with removable roof panels that conveniently store in the front trunk (Frunk), perfect for sunny drives along the Scioto River. Infinity Roof: Featuring transparent Sky Panels, this design element not only adds style but also enhances your driving experience by letting in natural light. Unique Interior Themes: The exclusive Velocity Ember interior theme with vibrant orange accents creates a bold atmosphere that matches its robust exterior. Main Interior Tech Points Advanced Driver Information Center: The 12.3-inch diagonal color display keeps you informed on important metrics while you navigate Dublin's busy streets. Comfortable Seating: With 12-way power-adjustable heated and ventilated front seats, you'll enjoy optimal comfort during your daily commutes or weekend excursions. Tri-Zone Automatic Climate Control: This feature ensures that all passengers can enjoy their preferred temperature, enhancing comfort regardless of the weather. NFC Digital Key Tag: Experience convenience with the ability to unlock and start your vehicle using just your smartphone. Premium Materials: The Hummer's interior boasts leather-alternative and premium leather-trimmed seating surfaces, combining luxury with durability for everyday use. How Far Can the Hummer EV Pickup Go on a Single Charge? The Hummer EV Pickup offers impressive range estimates that cater to both everyday commuting and longer journeys. Depending on the trim and drivetrain configuration, the EPA-estimated range varies: the 2X Crew Cab 4WD SB achieves up to about 316 miles, while the 3X Crew Cab 4WD SB and Carbon Fiber Edition can reach approximately 363 miles on a full charge. For drivers around Dublin, this means ample range for both daily errands and common trips across Ohio. Local Trip Examples Whether you're heading to the coast or exploring the nearby mountains, the Hummer EV Pickup's range makes it well-suited for various Ohio adventures. For instance, a drive from Dublin to the shores of Lake Erie is about 150 miles, comfortably within the range of all trims. If you're planning a weekend getaway to Hocking Hills, which is roughly 100 miles away, you'll have plenty of battery life to spare for exploring the scenic trails. Additionally, routes along Interstate 270 (I-270) and U.S. Route 33 (US-33) are ideal for long drives, allowing you to travel to nearby cities like Columbus or Powell without needing a charge. How Does Weather Affect the Hummer EV Pickup's Driving Range? Like all electric vehicles, the Hummer EV Pickup's range can be influenced by external conditions, particularly temperature. Cold Weather: Ohio winters can bring frigid temperatures, which may reduce the battery's efficiency and overall range. In cold conditions, the battery's chemical processes slow down, and energy is consumed for cabin heating. To mitigate this, preconditioning the battery and cabin while plugged in can help preserve range. Hot Weather: Conversely, extreme summer heat can also slightly impact range, as energy is used for cooling the battery and running the air conditioning. However, this effect is generally less significant than that of cold weather. Despite these weather-related factors, the Hummer EV Pickup's robust battery capacity ensures it remains a reliable choice year-round for all of Ohio's seasonal driving conditions. What Are My Charging Options for the GMC Hummer EV Pickup? Charging your GMC Hummer EV Pickup is designed to be both convenient and adaptable, catering to various lifestyles and driving patterns. Whether at home, at work, or on the go, you have straightforward options to keep your vehicle charged and ready. Most drivers will find that the majority of their charging happens at home. GMC offers a range of charging solutions, allowing you to choose from different packages when purchasing or leasing your Hummer EV. These options could include a Level 2 home charging station, a portable charger for flexibility, and public charging credits to facilitate charging on the road. For detailed reviews on charging equipment, check credible automotive resources like Edmunds. Home Charging Home charging is typically the most efficient way to keep your Hummer EV topped off. You can use: Level 1 Charging: This involves using a standard 120V outlet. It's a slow method, offering about 2-5 miles of range per hour, which is ideal for overnight charging if no other options are available. Level 2 Charging: With a 240V home charger, you can fully recharge your Hummer EV overnight, usually in about 8-10 hours. This is the most common setup for home use, ensuring you start each day with a full charge. Public Charging Near Dublin As public charging infrastructure expands, drivers in Dublin and the surrounding areas can find several options to charge away from home: DC Fast Charging: The Hummer EV Pickup supports DC fast charging, allowing you to gain significant range quickly. You can expect to add around 100 miles of range in approximately 30 minutes at fast-charging stations located along major routes like I-270, US-33, and SR-161. Level 2 Public Charging: You can locate Level 2 chargers at various places, including shopping centers and workplaces, throughout Dublin, Powell, and Columbus. These stations are great for topping off your charge while you run errands or take a break. How Long Charging Takes The time it takes to charge your Hummer EV varies based on the charger type: Level 1 Charging (120V Standard Outlet): This method is the slowest, adding about 2-5 miles of range per hour, making it suitable for overnight use. Level 2 Charging (240V Home or Public Charger): This is the most efficient, taking about 8-10 hours to fully recharge, perfect for overnight charging. DC Fast Charging (Public High-Speed Stations): The fastest option, allowing you to charge from 20% to 80% in about 30-40 minutes, making it ideal for quick stops during longer trips. What Performance and Drivetrain Options Are Available? The Hummer EV Pickup is designed to offer a powerful and responsive driving experience, featuring a robust 4WD (e4WD) drivetrain. This configuration enhances traction and stability, making it an excellent choice for navigating wet or icy mornings on Dublin's streets, as well as tackling hilly roads and merging onto highways like I-270. The advanced all-wheel-drive capability ensures that you maintain control and confidence, whether you're commuting to work or heading out for a weekend adventure. Enhanced Traction: The 4WD system provides superior grip, which is crucial for safe driving in Ohio's winter conditions, especially on slippery surfaces. Stability: With its low center of gravity, the Hummer EV Pickup delivers confident handling, allowing for smooth navigation through tight turns and curvy roads. Powerful Performance: The electric drivetrain not only offers instant torque but also supports efficient highway merging, making your daily commute around Dublin faster and more enjoyable. Versatile Capability: The all-wheel-drive feature is ideal for outdoor enthusiasts looking to explore the nearby Hocking Hills area, providing the necessary support for towing and off-road adventures. Local Adaptability: Designed to handle the varying terrain of Central Ohio, it excels in both urban environments and rural settings. This blend of performance and drivetrain technology means that residents in Dublin and surrounding areas can count on the Hummer EV Pickup for daily reliability and adventure-ready capability. Trim 2X Crew Cab 4WD SB 3X Crew Cab 4WD SB Carbon Fiber Edition (based on 3X) Year 2026 2026 2026 Fuel Type Electric Electric Electric Drivetrain 4WD (e4WD) 4WD (e4WD) eAWD (Electronic All-Wheel Drive) EPA-Est. MPG City 59 MPGe 58 MPGe 58 MPGe EPA-Est. MPG Highway 47 MPGe 46 MPGe 46 MPGe EPA-Est. MPG Combined 53 MPGe 52 MPGe 52 MPGe Range 316 miles 363 miles 363 miles Engine Dual Electric Motors (Front and Rear) Tri-motor (one front, two rear) Electric Three-Motor Electric Drive System (Ultium) Horsepower 570 hp 1,160 hp 1,160 hp Maximum Towing Capacity 12,000 lbs 10,600 lbs 10,600 lbs Specifications, features, pricing, and availability are subject to change without notice and may vary by vehicle configuration. Please verify all information with the dealership prior to purchase. What Technology and Safety Features Are Included? The 2026 GMC Hummer EV Pickup is equipped with cutting-edge technology and advanced safety features that enhance every drive, whether you're navigating the busy streets of Dublin or cruising along I-70. GMC has made many of these features standard across all trims, ensuring value and peace of mind for every driver. At the heart of the Hummer EV's cabin is an impressive 12.3-inch diagonal color Driver Information Center. This display integrates with a premium audio system and connectivity options, enhancing your driving experience. With features like tri-zone automatic climate control and a digital key tag, the interior is designed for convenience and comfort. What is included in the GMC Pro Safety suite of features? Every GMC Hummer EV Pickup comes standard with the GMC Pro Safety suite, a comprehensive package of safety and driver-assist technologies designed to keep you secure on the road. Standard Features on All Trims: The Pro Safety suite includes essential systems such as Forward Collision Alert, Automatic Emergency Braking, and Lane Keep Assist with Lane Departure Warning, providing a robust safety net for urban driving and highway travel alike. New and Enhanced Features for Hummer EV: The Hummer EV introduces advanced features like Enhanced Automatic Parking Assist, which simplifies parking in tight spots around Dublin's busy shopping areas. Additionally, the system includes Rear Cross Traffic Alert, offering added awareness when reversing from parking spaces. What other advanced features are available? Beyond the standard safety suite, the Hummer EV Pickup offers premium technology features, particularly on higher trims. Infinity Roof with Transparent Sky Panels: This unique feature not only enhances the cabin's spacious feel but also brings the beauty of the outdoors inside, perfect for enjoying Columbus's picturesque seasons. 12-way Power-Adjustable Heated and Ventilated Front Seats: For those chilly winter mornings on your way to the office or a weekend adventure, these seats provide comfort and support during your drives. Advanced Connectivity: The Hummer EV features NFC Digital Key Tag technology, allowing you to unlock and start your vehicle seamlessly, making it convenient for quick stops around town. For a comprehensive overview of safety ratings and features, the National Highway Safety Administration (NHTSA) is an excellent resource. This ensures you have access to reliable data regarding the safety of your vehicle. Frequently Asked Questions (FAQs) What government incentives are available for buying an EV in Ohio? When purchasing an EV in Ohio, you may qualify for federal tax credits that can significantly reduce the overall cost. Additionally, it's beneficial to explore local and utility programs that might offer further incentives tailored to your area, as these can change frequently. Always check current resources to stay informed on the latest offerings. How does the Hummer EV Pickup handle Ohio terrain, including city and highway driving? The Hummer EV Pickup is designed to navigate various driving conditions, from the busy streets of downtown Columbus to the expansive highways like I-70. Its robust electric motors provide powerful acceleration for highway merging, while its advanced suspension system ensures a smooth ride in both urban and rural settings. Are there enough public charging stations in and around Dublin for EV owners? Yes, the public charging infrastructure in Dublin and nearby areas is steadily improving, making EV ownership increasingly practical. While many drivers charge at home, there are several public charging stations available, including fast chargers along major routes and Level 2 chargers in shopping centers. What is the warranty for the high-voltage battery in the Hummer EV Pickup? The Hummer EV Pickup comes with a comprehensive battery warranty covering 8 years or 100,000 miles, whichever comes first. This warranty protects against defects and ensures the battery retains at least 70% of its original capacity, providing owners with confidence in their investment. For further insights into EV reliability, resources like Kelley Blue Book (KBB) can be quite helpful. How does Ricart Buick GMC ensure effective communication with customers? Ricart Buick GMC prioritizes clear communication by regularly updating customers throughout their vehicle purchase or service experience. Their team actively engages with customers to address any questions and ensure a smooth process from start to finish. What steps does Ricart Buick GMC take to handle customer complaints about service? When customers express concerns about service, Ricart Buick GMC's team promptly addresses the issue by reviewing feedback and working directly with customers to resolve any problems. This proactive approach ensures that all feedback is taken seriously and improvements are made as necessary. About Ricart Buick GMC For over 70 years, Ricart Chevrolet Buick GMC, our family-owned dealership, has been dedicated to serving the community with honesty and care. As the #1 volume GM dealer in central Ohio and a multiple Mark of Excellence award winner, we are committed to providing an exceptional experience for every customer. We make car buying easy with convenient services like home delivery, extended overnight test drives, and online purchasing. Our expert, certified technicians also provide top-tier service with amenities such as complimentary loaner vehicles and EV charging stations. At Ricart Chevrolet Buick GMC, we treat you like family, ensuring you receive trustworthy service and find the perfect vehicle for your needs. Related Articles: An Ohio Driver's Guide to Finding the Right Buick GMC Dealer

Buick GMC Enclave in Dublin.

Deciding on a New or Used Buick GMC in Dublin, OH

Author: Ricart Buick GMC Choosing between a new vehicle and a quality pre-owned option is a significant financial decision for drivers in Dublin, Columbus, and Powell. At Ricart Buick GMC, we understand the unique considerations that come into play, from local driving conditions on busy roads like Sawmill and Riverside Drive to the varying weather challenges throughout the year. With our extensive experience in the community, we're here to guide you through the process, helping you weigh the benefits and drawbacks of each choice while being mindful of your budget and lifestyle needs. Whether you're looking for the latest technology and warranty security with a new Buick or GMC, or the affordability and value of a certified pre-owned vehicle, you have options that can fit your financial plan. We're dedicated to providing insights that matter to you, ensuring that whatever you choose, it aligns with your driving habits and local conditions. Why Should You Consider a New Buick or GMC for Life in Dublin? A new Buick or GMC is an ideal choice for drivers in Dublin who value the latest technology, robust warranty coverage, and the satisfaction of being the first owner of a vehicle. These features are particularly advantageous for the demands of daily life in and around the vibrant neighborhoods of Dublin and nearby Columbus. What Are the Advantages of a New Buick, GMC for Local Commuters? One of the key benefits of a new Buick or GMC is their impressive performance and efficiency. For instance, the Buick Enclave, equipped with a 2.5L Turbocharged engine, provides ample power for navigating Dublin's busy streets, especially during rush hours on Riverside Drive or Sawmill Road. With an EPA-estimated 22 MPG combined, you can expect fewer stops for gas, saving you both time and money on your daily commute. Additionally, new vehicles come with comprehensive warranties, including a 3-year/36,000-mile Bumper-to-Bumper Limited Warranty and a 5-year/60,000-mile Powertrain Limited Warranty. This coverage offers peace of mind, particularly for those who rely on their vehicles for daily travel to work or school. Whether you're commuting to Columbus or heading out for family outings, knowing your vehicle is backed by a solid warranty is invaluable. How Do New Buick, GMC Vehicles Handle Ohio's Weather? Ohio's weather can be unpredictable, with hot summers, rainy springs, and icy winters. Fortunately, new Buick and GMC models are designed to handle these conditions with confidence. For example, the GMC Acadia features All-Wheel Drive capability, ensuring stability and traction on slick roads during winter weather. This is especially beneficial for drivers navigating I-70 or I-71 during snowstorms, where grip is essential for safety. Advanced Safety Features: Many models come equipped with advanced safety technology, such as the Buick Driver Confidence suite, which includes features like Automatic Emergency Braking and Lane Keep Assist. This added layer of protection helps keep you secure in various driving conditions, whether it's a sudden downpour on Avery Road or navigating icy patches on Hyland-Croy Road. All-Weather Performance: Vehicles like the Buick Envision, with its Intelligent All-Wheel Drive, provide the versatility needed for Ohio's diverse weather. This feature allows the vehicle to adapt to changing road conditions, making it easier to navigate through rain and occasional ice, ensuring your journeys remain smooth and safe. Explore more about the Buick and GMC lineup and their features on Buick's official website to find the perfect fit for your lifestyle in Dublin. Is a Pre-Owned Buick or GMC a Smarter Choice? For many buyers around Dublin, a pre-owned Buick or GMC vehicle stands out as the ideal balance of value, reliability, and modern features. With the GM Certified Pre-Owned (CPO) program, you can explore a range of meticulously inspected vehicles that deliver peace of mind without the new-car price tag. How Does a Pre-Owned Buick, GMC Maximize Your Budget? One of the biggest advantages of purchasing a pre-owned vehicle is the financial benefit it offers. New cars experience their most significant depreciation in the first few years, meaning you can avoid that steep initial drop by choosing a pre-owned model. According to Kelley Blue Book, this choice can lead to considerable savings. This financial flexibility allows you to: Upgrade Your Model: The budget for a new base-model Envision might instead land you a pre-owned Enclave, giving you access to more space and luxury features. Access Higher Trims: You could afford a well-equipped trim, such as the Avenir, which includes premium features like a panoramic sunroof and upgraded audio systems, perfect for family road trips to Hocking Hills. Lower Ownership Costs: A reduced purchase price translates to a smaller loan and more manageable monthly payments, allowing you to allocate funds for other necessities. Can You Still Get Modern Features and Reliability? Absolutely! The GM Certified Pre-Owned program offers a "like-new" experience that doesn't come with the full price of a new vehicle. To qualify, each vehicle undergoes a rigorous 172-point inspection, ensuring high standards of quality. Buick and GMC CPO vehicles come with a variety of benefits that enhance your buying confidence: Warranty Coverage: Certified vehicles include a 12-month/12,000-mile bumper-to-bumper limited warranty and a 6-year/100,000-mile powertrain limited warranty, providing you with peace of mind. Roadside Assistance: This service is included for the duration of the powertrain warranty, ensuring that help is just a call away while you navigate Dublin's busy streets. Vehicle History Report: You receive a complete history of the vehicle, so you know exactly what you're buying, making informed decisions easier. With the blend of reliability and modern features, a pre-owned Buick or GMC is an excellent choice for those looking to maximize their investment. Which Buick or GMC Model is Right for Your Dublin Lifestyle? Whether you're looking for a new or pre-owned vehicle, Buick and GMC offer models that perfectly align with the varied lifestyles of drivers in Dublin, Columbus, and Powell. For the Daily Commuter and Small Family For those who navigate local routes like Riverside Drive and Sawmill Road, the Buick Envision is an ideal choice. Its compact size and efficient performance, boasting up to 31 MPG combined, make daily commutes more manageable and economical. The spacious interior comfortably seats five, perfect for small families heading to schools in Dublin or weekend outings around the Scioto River. If you prefer a slightly larger option, the GMC Acadia offers a three-row configuration that provides additional space for family and friends, ensuring you can tackle everyday errands with ease. For the Adventurous Family Active families who love weekend getaways or outdoor activities will find that the GMC Terrain and the Buick Enclave are built for adventure. The Terrain, equipped with available AWD, offers confidence for trips to nearby Hocking Hills or navigating the snowy streets during Ohio winters. For larger families or those needing more cargo space, the Enclave provides up to 97.4 cubic feet of storage, perfect for camping gear or sports equipment. With both models featuring advanced safety technologies, you can explore the great outdoors with peace of mind. For Hauling and Tough Jobs The GMC Sierra 1500 is the go-to for drivers who need serious towing and hauling capabilities. With a towing capacity of up to 13,200 pounds, it handles everything from landscaping equipment to trailers effortlessly, making it an excellent option for contractors and outdoor enthusiasts alike. Meanwhile, the Buick Enclave Avenir offers a blend of luxury and functionality, catering to families needing both style and versatility. Its towing capacity of up to 5,000 pounds is perfect for those weekend trips to the lake or hauling a small trailer, ensuring you're always prepared for work or play. For more vehicle comparisons and features, check out Consumer Reports. Frequently Asked Questions (FAQs) What should I expect regarding pricing transparency at Ricart Buick GMC? At Ricart Buick GMC, you can expect clear and upfront pricing with no hidden fees. Our team takes pride in ensuring that you fully understand the costs associated with your vehicle purchase from the start. Are there hidden fees when purchasing a vehicle? Ricart Buick GMC emphasizes transparent pricing to avoid surprises. We ensure that all fees are disclosed upfront, so you know exactly what you're paying for when you choose your vehicle. How do I ensure the price quoted is the final price? To confirm that the quoted price at Ricart Buick GMC is final, our team reviews the purchase agreement with you, ensuring every detail is understood before you finalize your decision. What should I know about service pricing at Ricart Buick GMC? Ricart Buick GMC provides transparent service pricing, detailing all costs associated with maintenance and repairs. Our service team is here to answer any questions and help you understand your vehicle's needs. How can I decide between new and pre-owned Buick or GMC vehicles? Consider your budget and driving habits. New vehicles come with the latest features and warranties, while pre-owned options can offer better value. Test-driving models like the Buick Enclave or GMC Terrain can help you find the right fit for your lifestyle. What are the key differences between higher and lower trims of Buick and GMC models? Higher trims typically include more features and advanced technology, such as upgraded infotainment systems, enhanced safety features, and luxury materials. For example, choosing the Buick Enclave Avenir over the Preferred trim adds premium comforts and tech options that enhance your driving experience. About Ricart Buick GMC For over 70 years, Ricart Chevrolet Buick GMC, our family-owned dealership, has been dedicated to serving the community with honesty and care. As the #1 volume GM dealer in central Ohio and a multiple Mark of Excellence award winner, we are committed to providing an exceptional experience for every customer. We make car buying easy with convenient services like home delivery, extended overnight test drives, and online purchasing. Our expert, certified technicians also provide top-tier service with amenities such as complimentary loaner vehicles and EV charging stations. At Ricart Chevrolet Buick GMC, we treat you like family, ensuring you receive trustworthy service and find the perfect vehicle for your needs. Related Articles: An Ohio Driver's Guide to Finding the Right Buick GMC Dealer